Michael Mustian, CFP®, CKA, MDiv
I work primarily with clients in and around Charlotte, North Carolina, seeking assistance with financial planning and retirement, planning, as well as social security and tax planning.
Husband. Explorer. Financial Planner. Grounded in Faith and Guided by Purpose.
Before becoming a financial planner, I spent more than two decades as a pastor, walking alongside individuals and families through some of the most meaningful and challenging moments of their lives. During that time, I began teaching financial workshops, hoping to equip people with practical tools to steward their resources wisely.
What I didn’t expect is what happened next.
As people tried to implement what they had learned, I saw firsthand how often they were led toward financial products that didn’t truly serve their needs. That realization stayed with me. It ultimately led me to pursue financial planning more directly so I could offer guidance that was thoughtful, transparent, and aligned with each person’s best interests.
Today, I bring that same philosophy into my work with clients.
My approach to financial planning is grounded in the belief that money is not just about numbers or math. It’s about values, priorities, and the kind of life you want to build. Whether we’re talking through retirement, taxes, or long-term planning, my goal is to help you make decisions that reflect who you are as a person.
Much of my work is centered around helping you understand not just what to do, but why it matters—so you can move forward with clarity and confidence in your decisions.
My wife, Shea, and I live in Charlotte, North Carolina, and we love finding ways to explore, whether that’s a quick day trip or a bigger adventure somewhere new. Those experiences remind me how important it is to build a life that reflects what matters most to you.
That’s ultimately what this work is about: helping you align your financial life with your values and your vision of the future you’re creating.