Financial clarity for those who care for others

Physicians at Kaiser Permanente often face a unique mix of opportunity and complexity.

As the spouse of a Kaiser Permanente physician, I understand firsthand the unique financial opportunities and complexities that come with a medical career. Generous benefits, multiple retirement plans, and long careers can create powerful financial outcomes—but only when those pieces are coordinated thoughtfully. At the same time, demanding schedules and evolving life priorities make clarity, simplicity, and a sound plan especially valuable.

At Soaring Investment Management, we provide financial planning and investment management designed specifically for Kaiser Permanente physicians and their families.

At the start of our work together, we take time to understand your full picture. We talk through your career stage, benefits, family priorities, and long-term goals. We also discuss how you want your financial plan to support your professional life and the life you envision after you decide to hang up your white coat for good. With that knowledge as our foundation, we create a coordinated, disciplined approach designed to adapt as your career and personal circumstances evolve.

How We Work with Kaiser Permanente Physicians

I value the opportunity to bring that personal perspective into conversations with my clients, helping provide guidance that reflects the unique dynamics of Kaiser Permanente careers. While every client’s needs are different, I often assist with the following:

 

• Development and ongoing refinement of a written financial plan, providing clear direction as your goals and circumstances change over time.
  
• Comprehensive financial planning that integrates cash flow, retirement planning, tax considerations, and long-term decision-making across every stage of your career.
  
• Guidance through Kaiser Permanente-specific retirement and savings programs, including the Common Plan, Keogh, and 401(k), along with the thoughtful integration of  your unique life and health insurance options. 
  
• Investment management, including disciplined portfolio construction, ongoing monitoring, and regular rebalancing across all investment accounts. For assets not directly managed by us (think TSP or your spouse’s employer retirement plans), I work with you to incorporate all your assets to ensure they align with your overall strategy and risk profile.  
  
• Planning around key Partnership milestones, such as life insurance acceleration at five years and the vesting of Common Plan shares at ten years, and incorporating these benefits into a broader, long-term strategy.
  
• Education savings planning to prepare for future education costs for children or grandchildren (often physicians in the making) in a way that fits within your overall financial picture.
  
• Coordination with your other trusted advisors, including your estate planning attorney and accountant, to support estate planning and tax strategies tailored to Kaiser Permanente physicians.
  
• Review of insurance coverage, including life, disability, home, and auto insurance, to help align your protection with your needs and goals.

Working together, my goal is to help reduce complexity, bring structure to your important financial decisions,
and help you feel confident that your plan is designed to support both your career at Kaiser Permanente and your life for the years after you hang up your white coat.

Our Core Services

In addition to the physician-focused planning above, all of our clients receive comprehensive, ongoing financial guidance designed to adapt as life evolves. This includes the development and regular updating of a written financial plan, disciplined investment management with ongoing monitoring and rebalancing, and proactive coordination across all areas of your financial life. We provide regular plan review meetings, open access for questions and conversations as they arise, and secure online tools that keep your information organized and accessible—so you always know where you stand and what comes next. Explore the articles below for some of Eric’s insights for physicians.

And when you’re ready to learn more—and put your own plan into action—schedule a complimentary 30-minute introductory call.

 

Further Reading for Kaiser Permanente Physicians